Ohmigosh! I didn't realize I had paid off one of my credit cards, and so I overpaid by about $180. I could really use that money now. They will transfer the first $89.xx back into my checking account in 3 business days and the remaining $90 3 business days after they receive the payment that my bank automatically sent them today. And I have cancelled automatic payments to that account. Now I have to decide whether I want to reallocate the $90 I sent that card every week to my one remaining high balance card or keep that money in my checking account. Normally I would simply reallocate, but my income is in a state of flux right now, so I haven't decided what's best. Still, I much prefer figuring out what to do with the extra money to trying to figure out how to pay another bill.